It depends. I don't get it for my phones or my Galaxy Book4 Edge, but got it for my Earbuds. Ended up using it and getting a replacement for a broken earbud.
It is useful for the folds mostly since they cover the screen repair. Cell phone providers tend not to replace that and make you pay a premium on top of their insurance from previous experience. Outside of that, it isn't worth it, I think.
@sunny88 It's just like any other insurance. If you get it and you need it, you'll be glad you had it. A couple of years ago they replaced my wife's S22U for a copay of like $35.
